/* emergency-fund.html only (owner: emergency-fund) */
.ef-hero h1{max-width:22ch}
.ef-hero__photo{max-height:560px}
.ef-hero__facts{list-style:none;margin:clamp(24px,3vw,40px) 0 0;padding:18px 0 0;display:flex;flex-wrap:wrap;gap:12px 36px;border-top:1px solid var(--line);font-size:15px;color:var(--muted)}
.ef-hero__facts b{display:block;font:600 clamp(19px,1.8vw,24px)/1.2 var(--f-disp);color:var(--navy)}

.ef-calc{display:grid;grid-template-columns:1fr 1.1fr;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.ef-calc__in{padding:clamp(20px,2.6vw,36px);display:grid;gap:14px;align-content:start}
.ef-calc__out{padding:clamp(20px,2.6vw,36px);background:var(--navy);color:#d5deec;align-self:stretch;display:flex;flex-direction:column;justify-content:center;gap:8px}
.ef-calc__out .muted{color:#93a3bf}
.ef-calc__out b{color:#fff}
.ef-calc__fig{font:600 clamp(32px,4vw,52px)/1.1 var(--f-disp);color:#fff;margin:0}

.ef-out{border-left:3px solid var(--accent);padding-left:clamp(18px,2.4vw,32px)}
.ef-out h3{margin-top:0}
.ef-x{list-style:none;margin:0;padding:0}
.ef-x li{position:relative;padding:12px 0 12px 30px;border-bottom:1px dashed var(--line);color:var(--muted)}
.ef-x li::before{content:"";position:absolute;left:4px;top:50%;width:14px;height:1.75px;background:#b54434;transform:rotate(45deg)}
.ef-x li::after{content:"";position:absolute;left:4px;top:50%;width:14px;height:1.75px;background:#b54434;transform:rotate(-45deg)}

.ef-tiers{list-style:none;margin:0;padding:0;display:grid;gap:0}
.ef-tiers li{display:grid;grid-template-columns:56px 1fr auto;gap:8px 24px;align-items:start;padding:24px 0;border-top:1px solid var(--line)}
.ef-tiers li:nth-child(1){padding-left:0}
.ef-tiers li:nth-child(2){padding-left:clamp(0px,4vw,64px)}
.ef-tiers li:nth-child(3){padding-left:clamp(0px,8vw,128px);border-bottom:1px solid var(--line)}
.ef-tiers__ico{width:48px;height:48px;border-radius:12px;background:var(--tint);display:grid;place-items:center;color:var(--navy)}
.ef-tiers h3{margin:0 0 6px}
.ef-tiers p{margin:0}
.ef-tiers__tag{font:600 13px/1.3 var(--f-body);text-transform:uppercase;letter-spacing:.06em;color:var(--green);white-space:nowrap;padding-top:4px}

.ef-cap{caption-side:top;text-align:left;font-weight:600;color:var(--navy);padding:0 0 10px}

.ef-habits{list-style:none;margin:0;padding:0;counter-reset:h}
.ef-habits li{counter-increment:h;display:grid;grid-template-columns:52px 1fr;column-gap:14px;padding:18px 0;border-top:1px solid var(--line)}
.ef-habits li::before{content:counter(h,decimal-leading-zero);grid-row:span 2;font:600 22px/1.2 var(--f-disp);color:var(--green)}
.ef-habits h3{margin:0 0 4px;font-size:clamp(17px,1.3vw,19px)}
.ef-habits p{margin:0}
.ef-case{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,2.4vw,32px);position:sticky;top:96px}

.ef-form{margin-top:20px}

@media (max-width:760px){
  .ef-calc{grid-template-columns:1fr}
  .ef-tiers li,.ef-tiers li:nth-child(n){grid-template-columns:48px 1fr;padding-left:0}
  .ef-tiers__tag{grid-column:2;padding-top:0}
  .ef-case{position:static}
  .ef-hero__photo{max-height:360px}
}