/* insurance.html only (owner: INS) */
.ins-hero__pts{list-style:none;margin:20px 0 0;padding:0;display:grid;gap:10px}
.ins-hero__pts li{display:flex;align-items:center;gap:10px;color:#fff;font-weight:500}
.ins-hero__pts .ico{color:var(--accent);flex:none}

.ins-health{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(24px,4vw,64px);align-items:stretch}
.ins-health__img{min-height:320px}
.ins-health__img img{height:100%}
.ins-layers{list-style:none;margin:0;padding:0;display:grid;align-content:center}
.ins-layers li{display:grid;grid-template-columns:64px 1fr;gap:16px;padding:22px 0;border-top:1px solid var(--line,#dfe4ec)}
.ins-layers li:last-child{border-bottom:1px solid var(--line,#dfe4ec)}
.ins-layers__n{font-family:Poppins,sans-serif;font-weight:600;font-size:1.6rem;color:var(--green,#508030);line-height:1}
.ins-layers h3{margin:0 0 6px}
.ins-layers p{margin:0}

.ins-vs td:first-child{font-weight:600}
.ins-vs td:nth-child(2){color:var(--green,#508030);font-weight:500}

.ins-est{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line,#dfe4ec);border-radius:14px;overflow:hidden;background:#fff}
.ins-est__in{display:grid;gap:16px;padding:clamp(20px,3vw,36px);align-content:start}
.ins-est__out{background:var(--navy,#103060);color:#d5deec;padding:clamp(20px,3vw,36px)}
.ins-est__out .eyebrow{color:var(--accent)}
.ins-est__big{font-family:Poppins,sans-serif;font-weight:700;font-size:clamp(2rem,4.5vw,3.2rem);color:#fff;margin:4px 0 18px;line-height:1.1}
.ins-est__kv dt{color:#a9b7cf}
.ins-est__kv dd{color:#fff}
.ins-est__kv dt,.ins-est__kv dd{border-color:rgba(255,255,255,.15)}
.ins-est__out .fine{color:#a9b7cf}

.ins-claim .photo{margin-top:24px}

.ins-check{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line,#dfe4ec);counter-reset:c}
.ins-check li{padding:26px 24px 26px 0;border-bottom:1px solid var(--line,#dfe4ec)}
.ins-check li:not(:nth-child(3n+1)){padding-left:24px;border-left:1px solid var(--line,#dfe4ec)}
.ins-check .ico{width:30px;height:30px;color:var(--green,#508030)}
.ins-check h3{margin:12px 0 6px}
.ins-check p{margin:0}

.ins-legal{padding-top:18px;padding-bottom:18px;border-top:1px solid var(--line,#dfe4ec)}

@media (max-width:960px){
  .ins-health,.ins-est{grid-template-columns:1fr}
  .ins-check{grid-template-columns:1fr 1fr}
  .ins-check li,.ins-check li:not(:nth-child(3n+1)){padding:22px 16px;border-left:0}
  .ins-check li:nth-child(2n){border-left:1px solid var(--line,#dfe4ec)}
}
@media (max-width:600px){
  .ins-check{grid-template-columns:1fr}
  .ins-check li,.ins-check li:nth-child(2n){padding:20px 0;border-left:0}
  .ins-layers li{grid-template-columns:44px 1fr}
  .ins-vs{min-width:0;font-size:.82rem}
  .ins-vs th,.ins-vs td{padding:10px 8px}
}