/* sip.html only (owner: SIP agent) */
.sip-hero__facts{list-style:none;padding:0;margin:28px 0 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid rgba(255,255,255,.22);max-width:620px}
.sip-hero__facts li{padding:14px 16px 0 0}
.sip-hero__facts li+li{padding-left:16px;border-left:1px solid rgba(255,255,255,.22)}
.sip-hero__facts b{display:block;font:600 20px/1.2 var(--f-disp);color:#fff}
.sip-hero__facts span{font-size:13.5px;line-height:1.4;color:#c4d0e3}

.sip-def{list-style:none;padding:0;margin:24px 0 0}
.sip-def li{display:flex;gap:16px;padding:16px 0;border-top:1px solid var(--line)}
.sip-def .ico{flex:none;width:26px;height:26px;color:var(--green);margin-top:2px}
.sip-def b{display:block;color:var(--ink);margin-bottom:2px}
.sip-def span{font-size:15px}

.sip-callout{display:grid;grid-template-columns:1fr 1fr;margin-top:24px;border:1px solid var(--line);border-radius:var(--r);background:#fff;overflow:hidden}
.sip-callout div{padding:16px 18px}
.sip-callout div+div{border-left:1px solid var(--line);background:var(--green-l)}
.sip-callout small{display:block;font-size:13px;color:var(--muted)}
.sip-callout b{font:600 26px/1.2 var(--f-disp);color:var(--navy);font-variant-numeric:tabular-nums}
.sip-callout div+div b{color:var(--green-d)}
.sip-table tr.is-low td{background:var(--green-l);font-weight:600}
.sip-table tfoot td{font-weight:600;color:var(--ink);border-top:2px solid var(--navy)}

/* compounding bars */
.sip-comp{display:grid;gap:22px}
.sip-comp__row{display:grid;grid-template-columns:220px 1fr;gap:12px 28px;align-items:center}
.sip-comp__who b{display:block;color:var(--ink);font-family:var(--f-disp);font-weight:600}
.sip-comp__who span{font-size:14px;color:var(--muted)}
.sip-comp__bar{position:relative;width:var(--w);min-width:150px;height:56px;border-radius:6px;background:var(--green);display:flex;align-items:center;justify-content:flex-end;padding-right:14px;overflow:hidden}
.sip-comp__bar .inv{position:absolute;left:0;top:0;bottom:0;width:var(--p);min-width:14px;background:var(--navy)}
.sip-comp__bar em{position:relative;font:600 18px/1 var(--f-disp);font-style:normal;color:#fff;white-space:nowrap}
.sip-comp__key{margin:4px 0 0;font-size:14px;color:var(--muted);display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px}
.sip-comp__key .k{display:inline-block;width:14px;height:14px;border-radius:3px}
.sip-comp__key .k--inv{background:var(--navy)}
.sip-comp__key .k--gain{background:var(--green);margin-left:12px}

/* step-up */
.sip-step{display:grid;grid-template-columns:1fr 1fr;gap:16px;align-self:center}
.sip-step__col{border:1px solid rgba(255,255,255,.2);border-radius:var(--r-lg);padding:24px 22px}
.sip-step__col small{display:block;font-size:13.5px;color:#c4d0e3}
.sip-step__col b{display:block;font:600 clamp(28px,3.4vw,40px)/1.15 var(--f-disp);color:#fff;margin:10px 0 8px}
.sip-step__col span{font-size:14px;color:#c4d0e3}
.sip-step__col--on{background:#fff;border-color:#fff}
.sip-step__col--on small,.sip-step__col--on span{color:var(--muted)}
.sip-step__col--on b{color:var(--green-d)}

/* goals: one photo card wide, three icon cards */
.sip-goals{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:16px}
.sip-goal{display:flex;flex-direction:column;gap:8px;padding:24px 22px;border:1px solid var(--line);border-radius:var(--r-lg);background:#fff;color:var(--body);text-decoration:none;transition:border-color .2s}
.sip-goal:hover{border-color:var(--green)}
.sip-goal .ico{width:30px;height:30px;color:var(--green);margin-bottom:6px}
.sip-goal h3{margin:0;color:var(--ink)}
.sip-goal p{margin:0;font-size:15px;flex:1}
.sip-goal__fig{font-size:14px;font-weight:600;color:var(--navy);padding-top:10px;border-top:1px solid var(--line)}
.sip-goal--photo{padding:0;overflow:hidden;background:var(--navy-d);border-color:var(--navy-d);color:#c4d0e3}
.sip-goal--photo img{width:100%;height:190px;object-fit:cover;display:block}
.sip-goal--photo>div{display:flex;flex-direction:column;gap:8px;padding:20px 22px 24px;flex:1}
.sip-goal--photo h3{color:#fff}
.sip-goal--photo .sip-goal__fig{color:#fff;border-color:rgba(255,255,255,.2)}

/* calculators */
.sip-calcs{display:grid;grid-template-columns:1fr;gap:40px}
.sip-calc{min-width:0;scroll-margin-top:90px}
.sip-calc h3{margin:0 0 14px}

@media (max-width:1100px){
  .sip-goals{grid-template-columns:1fr 1fr}

}
@media (max-width:640px){
  .sip-hero__facts{grid-template-columns:1fr}
  .sip-hero__facts li,.sip-hero__facts li+li{padding:12px 0;border-left:0;border-bottom:1px solid rgba(255,255,255,.18)}
  .sip-comp__row{grid-template-columns:1fr}
  .sip-step,.sip-goals{grid-template-columns:1fr}
  .sip-callout b{font-size:22px}
}
.cta-band h2{text-wrap:balance}
@media (max-width:600px){.table{min-width:0;font-size:13.5px}.table th,.table td{padding:10px 8px}.table thead th{font-size:12.5px}}