@import url(r4-home.css); @import url(r4-images.css); @import url(r4-calc.css); @import url(r4-pages.css);
/* Vision Wealth: shared foundation. Owner: agent A. Page agents: never edit, extend in css/d.css, e.css, f.css */
:root{
  --navy:#103060; --navy-d:#002058; --navy-2:#1d4280;
  --green:#508030; --green-d:#3e6524; --green-l:#e9f1e2;
  --accent:#e2a43a; --accent-l:#fbf1de;
  --ink:#152238; --body:#38445a; --muted:#647089; --line:#dfe4ec;
  --tint:#f3f6fa; --paper:#fbfaf7; --white:#fff;
  --gut:clamp(16px,4.4vw,64px);
  --sec:clamp(56px,7vw,112px);
  --r:10px; --r-lg:16px;
  --f-body:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-disp:"Poppins",system-ui,sans-serif;
  --shadow:0 1px 2px rgba(16,48,96,.06),0 8px 24px rgba(16,48,96,.07);
  --hdr:84px;
  --hdr-bg:#eef2f8; /* 7% of logo navy #143562 on white */
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--hdr) + 12px)}
body{margin:0;font:400 16.5px/1.6 var(--f-body);color:var(--body);background:var(--white);overflow-x:hidden}
img,svg{display:block;max-width:100%}
img{height:auto}
a{color:var(--navy-2);text-underline-offset:3px}
a:hover{color:var(--green-d)}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.2em}
:focus-visible{outline:2.5px solid var(--accent);outline-offset:2px}

/* ---------- type ---------- */
h1,h2,h3,h4{color:var(--ink);margin:0 0 .5em;line-height:1.15;font-weight:700}
h1,.h1{font-family:var(--f-disp);font-weight:600;font-size:clamp(30px,4.4vw,58px);letter-spacing:-.02em;line-height:1.12}
h2,.h2{font-family:var(--f-disp);font-weight:600;font-size:clamp(25px,3vw,38px);letter-spacing:-.015em;line-height:1.2}
h3,.h3{font-family:var(--f-disp);font-weight:600;font-size:clamp(19px,1.6vw,22px);letter-spacing:-.005em}
h4,.h4{font-size:17px}
h1 em,h2 em,.h1 em,.h2 em{font-style:normal;color:var(--green)}
.eyebrow{display:inline-block;font:600 13px/1.3 var(--f-body);letter-spacing:.12em;text-transform:uppercase;color:var(--green-d);margin:0 0 14px}
.lead{font-size:clamp(17px,1.35vw,20px);line-height:1.55;color:var(--body);max-width:60ch}
.small{font-size:14px}
.fine{font-size:12.5px;line-height:1.5;color:var(--muted)}
.muted{color:var(--muted)}
.measure{max-width:68ch}
.num{font-variant-numeric:tabular-nums}
.rupee::before{content:"\20B9"}

/* ---------- layout ---------- */
.wrap{padding-inline:var(--gut)}
.sec{padding:var(--sec) var(--gut)}
.sec--tight{padding-block:clamp(36px,4.5vw,64px)}
.sec--tint{background:var(--tint)}
.sec--paper{background:var(--paper)}
.sec--green{background:var(--green-l)}
.sec--navy{background:var(--navy);color:#d5deec}
.sec--navy h1,.sec--navy h2,.sec--navy h3,.sec--navy h4{color:#fff}
.sec--navy .eyebrow{color:var(--accent)}
.sec--navy a:not(.btn){color:#fff}
.sec--navy .muted,.sec--navy .fine{color:#a9b7cf}
.sec--line{border-top:1px solid var(--line)}
.sec-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:end;gap:16px 48px;margin-bottom:clamp(28px,3.5vw,48px)}
.sec-head h2{margin:0;max-width:22ch}
.sec-head p{margin:0;max-width:52ch}

.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,88px);align-items:center}
.split--60{grid-template-columns:1.25fr 1fr}
.split--40{grid-template-columns:1fr 1.25fr}
.split--top{align-items:start}
.split--rev>:first-child{order:2}
.grid{display:grid;gap:clamp(16px,2vw,28px)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.stack>*+*{margin-top:16px}
.row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.center{text-align:center}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}.mt-1{margin-top:12px}.mt-2{margin-top:24px}.mt-3{margin-top:40px}.mb-2{margin-bottom:24px}
@media (max-width:960px){
  .split,.split--60,.split--40{grid-template-columns:1fr}
  .split--rev>:first-child{order:0}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:600px){
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .grid-4.keep-2,.grid-3.keep-2{grid-template-columns:repeat(2,1fr)}
}
.hide-sm{}
@media (max-width:760px){.hide-sm{display:none!important}}
@media (min-width:761px){.hide-lg{display:none!important}}

/* ---------- media ---------- */
.photo{border-radius:var(--r-lg);overflow:hidden;background:var(--tint)}
.photo img{width:100%;height:100%;object-fit:cover}
.photo--tall{aspect-ratio:4/5}
.photo--wide{aspect-ratio:16/10}
.photo--sq{aspect-ratio:1}
.photo-cap{font-size:13px;color:var(--muted);margin-top:8px}

/* full-bleed photo band with text panel */
.band{position:relative;display:grid;grid-template-columns:1.1fr 1fr;min-height:min(560px,80vh);background:var(--navy-d);color:#dbe3f0}
.band__img{position:relative;min-height:280px}
.band__img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.band__body{padding:clamp(40px,6vw,96px) var(--gut);align-self:center}
.band__body h2,.band__body h3{color:#fff}
.band--rev .band__img{order:2}
@media (max-width:860px){.band{grid-template-columns:1fr}.band--rev .band__img{order:0}}

/* ---------- buttons ---------- */
.btn{--bg:var(--navy);--fg:#fff;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 22px;border-radius:8px;border:1.5px solid var(--bg);background:var(--bg);color:var(--fg);font:600 16px/1.2 var(--f-body);text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,color .15s,transform .15s;white-space:nowrap}
.btn:hover{--bg:var(--navy-d);color:var(--fg)}
.btn:active{transform:translateY(1px)}
.btn svg{width:20px;height:20px;flex:none}
.btn--green{--bg:var(--green)}
.btn--green:hover{--bg:var(--green-d)}
.btn--accent{--bg:var(--accent);--fg:var(--navy-d)}
.btn--accent:hover{--bg:#cf912a;--fg:var(--navy-d)}
.btn--ghost{background:transparent;color:var(--navy);border-color:currentColor}
.btn--ghost:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.sec--navy .btn--ghost,.band .btn--ghost{color:#fff}
.sec--navy .btn--ghost:hover,.band .btn--ghost:hover{background:#fff;color:var(--navy)}
.btn--white{--bg:#fff;--fg:var(--navy)}
.btn--white:hover{--bg:var(--accent-l);--fg:var(--navy)}
.btn--sm{min-height:44px;padding:9px 16px;font-size:15px}
.btn--lg{min-height:56px;padding:15px 28px;font-size:17px}
.btn--block{display:flex;width:100%}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:600;text-decoration:none;color:var(--navy);min-height:44px}
.link-arrow::after{content:"\2192";transition:transform .15s}
.link-arrow:hover::after{transform:translateX(3px)}

/* ---------- icons ---------- */
.ico{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round;flex:none}
.ico-box{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:10px;background:var(--green-l);color:var(--green-d)}
.ico-box--navy{background:#e4ebf6;color:var(--navy)}

/* ---------- forms ---------- */
.form{display:grid;gap:14px}
.field{display:grid;gap:6px}
.field label,.label{font:600 14px/1.3 var(--f-body);color:var(--ink)}
.input,.field input,.field select,.field textarea{width:100%;min-height:48px;padding:11px 14px;border:1.5px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);font:400 16px/1.4 var(--f-body);transition:border-color .15s}
.field textarea{min-height:96px;resize:vertical}
.field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%23103060' stroke-width='1.75' stroke-linecap='round'%3E%3Cpath d='M1 1.5l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.input:focus,.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy)}
.field input:user-invalid{border-color:#b54434}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:480px){.field-row{grid-template-columns:1fr}}
.prefix{display:flex;align-items:stretch}
.prefix span{display:grid;place-items:center;padding:0 12px;border:1.5px solid var(--line);border-right:0;border-radius:8px 0 0 8px;background:var(--tint);font-weight:600;color:var(--ink)}
.prefix input{border-radius:0 8px 8px 0}
.check{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--muted);line-height:1.45}
.check input{width:18px;height:18px;margin-top:1px;accent-color:var(--green);flex:none}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,2.4vw,32px);box-shadow:var(--shadow)}
.form-card h2,.form-card h3{margin-bottom:4px}

/* range slider (JS sets --p as % filled) */
input[type=range]{--p:50%;-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;cursor:pointer;margin:0}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:6px;background:linear-gradient(90deg,var(--navy) var(--p),#d6dde8 var(--p))}
input[type=range]::-moz-range-track{height:6px;border-radius:6px;background:#d6dde8}
input[type=range]::-moz-range-progress{height:6px;border-radius:6px;background:var(--navy)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;margin-top:-9px;border-radius:50%;background:#fff;border:3px solid var(--navy);box-shadow:0 1px 4px rgba(0,0,0,.2)}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:3px solid var(--navy)}

/* ---------- tables ---------- */
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--r)}
.table{width:100%;border-collapse:collapse;font-size:15px;background:#fff}
.table th,.table td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.table thead th{background:var(--navy);color:#fff;font-weight:600;font-size:14px;letter-spacing:.02em}
.table tbody tr:nth-child(even) td{background:var(--paper)}
.table tbody tr:last-child td{border-bottom:0}
.table td:first-child{font-weight:600;color:var(--ink)}

/* ---------- accordion (<details name="faq"> = native exclusive open) ---------- */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:20px 0;min-height:44px;cursor:pointer;font:600 clamp(16px,1.25vw,18.5px)/1.4 var(--f-body);color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:12px;height:12px;border-right:1.75px solid var(--navy);border-bottom:1.75px solid var(--navy);transform:rotate(45deg) translate(-3px,-3px);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(225deg)}
.faq details>div{padding:0 0 22px;max-width:75ch}
.faq details>div>:last-child{margin-bottom:0}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:50;height:var(--hdr);background:var(--hdr-bg);border-bottom:1px solid #dbe3ef;transition:background-color .25s,box-shadow .25s,border-color .25s}
.site-header.is-scrolled{background:#fff;border-bottom-color:transparent;box-shadow:0 1px 0 rgba(16,48,96,.06),0 6px 22px rgba(16,48,96,.13)}
.site-header .wrap{height:100%;display:flex;align-items:center;gap:24px}
.logo{display:block;flex:none}
.logo img{height:60px;width:auto;transition:height .25s}
.is-scrolled .logo img{height:56px}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav a,.nav__drop>button{display:flex;align-items:center;gap:6px;min-height:44px;padding:8px 12px;border:0;background:none;border-radius:6px;font:500 15.5px/1 var(--f-body);color:var(--ink);text-decoration:none;cursor:pointer}
.nav a:hover,.nav__drop>button:hover,.nav a[aria-current=page]{color:var(--green-d)}
.nav a[aria-current=page]{box-shadow:inset 0 -2px 0 var(--green)}
.nav__drop{position:relative}
.nav__drop>button::after{content:"";width:7px;height:7px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-3px)}
.nav__menu{position:absolute;top:100%;left:0;min-width:260px;padding:8px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);display:none}
.nav__menu a{padding:12px 14px;flex-direction:column;align-items:flex-start;gap:3px}
.nav__menu a small{font-size:12.5px;color:var(--muted);font-weight:400}
.nav__menu a:hover{background:var(--tint)}
.nav__drop:hover .nav__menu,.nav__drop:focus-within .nav__menu,.nav__drop.open .nav__menu{display:block}
.nav__drop:has([aria-current=page])>button{color:var(--green-d);box-shadow:inset 0 -2px 0 var(--green)}
.nav__menu a[aria-current=page]{box-shadow:none;background:var(--tint)}
.nav__menu--mega{min-width:460px;display:none;grid-template-columns:1fr 1fr;column-gap:4px}
.nav__drop:hover .nav__menu--mega,.nav__drop:focus-within .nav__menu--mega,.nav__drop.open .nav__menu--mega{display:grid}
.nav__menu--end{left:auto;right:0}
.nav__menu a{padding:11px 14px}
.nav__drop.closed .nav__menu{display:none!important}
.nav__cta{margin-left:10px}
.nav__logins{display:flex;gap:6px;margin-left:6px}
.nav a.nav__login{min-height:40px;padding:8px 12px;border:1.5px solid #b9c6da;border-radius:8px;font-size:14.5px;font-weight:600;color:var(--navy);white-space:nowrap}
.nav a.nav__login:hover{border-color:var(--navy);background:#fff;color:var(--navy)}
.nav a.nav__cta{background:var(--bg);color:var(--fg);border:1.5px solid var(--bg);border-radius:8px;padding:8px 16px}
.nav a.nav__cta:hover{color:var(--fg)}
.nav-toggle{display:none;margin-left:auto;width:48px;height:48px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--navy);place-items:center;cursor:pointer}
.nav-toggle .ico{width:24px;height:24px}
.nav-toggle .i-close{display:none}
@media (min-width:1201px) and (max-width:1479px){
  .site-header .wrap{gap:14px}
  .nav{gap:0}
  .nav a,.nav__drop>button{padding:8px 8px;font-size:14.5px}
  .nav a.nav__login{padding:7px 10px;font-size:14px}
  .nav a.nav__cta{padding:8px 12px;font-size:14.5px}
  .nav__cta{margin-left:6px}
}
@media (min-width:1201px) and (max-width:1279px){.nav>a[href="index.html"]{display:none}}
@media (max-width:1200px){
  :root{--hdr:80px}
  .logo img{height:62px}
  .is-scrolled .logo img{height:54px}
  .nav-toggle{display:grid}
  .nav{position:fixed;top:var(--hdr);left:0;right:0;bottom:0;margin:0;flex-direction:column;align-items:stretch;gap:0;padding:12px var(--gut) 96px;background:#fff;overflow-y:auto;display:none}
  .nav-open .nav{display:flex}
  .nav-open .nav-toggle .i-menu{display:none}
  .nav-open .nav-toggle .i-close{display:block}
  .nav a,.nav__drop>button{width:100%;min-height:52px;font-size:17px;border-bottom:1px solid var(--line);border-radius:0;padding:14px 4px}
  .nav__drop>button{justify-content:space-between}
  .nav__menu,.nav__menu--mega{position:static;border:0;box-shadow:none;padding:0 0 0 12px;min-width:0;border-radius:0}
  .nav__drop:not(.open) .nav__menu{display:none!important}
  .nav__drop.open .nav__menu{display:block}
  .nav__drop.open .nav__menu--mega{display:grid;grid-template-columns:1fr 1fr}
  .nav__drop.open>button::after{transform:rotate(-135deg) translateY(-2px)}
  .nav__menu a{border-bottom:1px dashed var(--line);font-size:16px;min-height:48px;padding:12px 4px}
  .nav__cta{margin:20px 0 0}
  .nav__logins{margin:20px 0 0;gap:10px}
  .nav .nav__logins a.nav__login{flex:1;justify-content:center;width:auto;min-height:48px;border:1.5px solid #b9c6da;border-radius:8px;font-size:15.5px;padding:10px 8px}
  .nav-open{overflow:hidden}
}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-d);color:#b8c4d8;font-size:15px;padding:clamp(48px,6vw,88px) var(--gut) 0}
.site-footer a{color:#dbe3f0;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:1.6fr repeat(5,1fr);gap:32px}
.footer-grid li{font-size:14.5px}
.footer-grid .footer-contact{margin-top:20px}
.footer-grid h4{color:#fff;font-size:14px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:16px}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{margin-bottom:10px}
.footer-logo{display:inline-block;background:#fff;border-radius:12px;padding:12px 18px;margin-bottom:18px}
.footer-logo img{height:68px;width:auto}
.footer-contact li{display:flex;gap:10px;align-items:flex-start}
.footer-contact .ico{width:20px;height:20px;margin-top:2px;color:var(--accent)}
.footer-note{margin:40px 0 0;padding:24px 0;border-top:1px solid rgba(255,255,255,.12);font-size:13px;line-height:1.6;color:#93a3bf}
.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;padding:18px 0 28px;border-top:1px solid rgba(255,255,255,.12);font-size:13px;color:#93a3bf}
@media (max-width:1100px){.footer-grid{grid-template-columns:repeat(3,1fr)}.footer-grid>:first-child{grid-column:1/-1}}
@media (max-width:640px){.footer-grid{grid-template-columns:1fr 1fr;gap:28px 20px}}

/* ---------- floating buttons + mobile bar ---------- */
.float-btns{position:fixed;right:20px;bottom:24px;z-index:40;display:flex;flex-direction:column;gap:12px}
.float-btns a{display:grid;place-items:center;width:56px;height:56px;border-radius:50%;color:#fff;border:2px solid #fff;box-shadow:0 6px 18px rgba(0,32,88,.28);transition:transform .15s}
.float-btns a:hover{transform:scale(1.06);color:#fff}
.float-btns .float-wa{background:var(--green)}
.float-btns .float-call{background:var(--navy)}
.float-btns .ico{width:26px;height:26px}
.mbar{display:none}
@media (max-width:760px){
  .float-btns{display:none}
  body{padding-bottom:64px}
  .mbar{position:fixed;left:0;right:0;bottom:0;z-index:45;display:grid;grid-template-columns:1fr 1fr 1.2fr;height:64px;background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 16px rgba(0,32,88,.08);padding-bottom:env(safe-area-inset-bottom)}
  .mbar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;font:600 13px/1 var(--f-body);color:var(--navy);text-decoration:none}
  .mbar a+a{border-left:1px solid var(--line)}
  .mbar .ico{width:22px;height:22px}
  .mbar .mbar-wa{color:var(--green-d)}
  .mbar .mbar-apply{background:var(--navy);color:#fff;border:0}
}

/* ---------- popup (native <dialog>) ---------- */
.popup{width:min(480px,calc(100vw - 32px));padding:0;border:0;border-radius:var(--r-lg);box-shadow:0 24px 60px rgba(0,20,60,.35);color:var(--body)}
.popup::backdrop{background:rgba(0,22,56,.55)}
.popup{background:rgba(255,255,255,.6);-webkit-backdrop-filter:blur(14px) saturate(1.3);backdrop-filter:blur(14px) saturate(1.3)}.popup::backdrop{background:rgba(0,22,56,.25)}.popup .popup__head{background:rgba(16,48,96,.85)}.popup__body .fine,.popup__body .muted{color:var(--ink)}
.popup__head{background:var(--navy);color:#cfd9ea;padding:26px 28px 22px}
.popup__head h2{color:#fff;font-size:clamp(24px,3vw,30px);margin:0 0 6px}
.popup__head p{margin:0;font-size:15px}
.popup__body{padding:22px 28px 26px}
.popup__close{position:absolute;top:10px;right:10px;width:44px;height:44px;display:grid;place-items:center;border:0;border-radius:50%;background:transparent;color:#fff;cursor:pointer}
.popup__close:hover{background:rgba(255,255,255,.12)}

/* ---------- content blocks ---------- */
/* check list */
.list-check{list-style:none;padding:0;margin:0 0 1em}
.list-check li{position:relative;padding:10px 0 10px 34px;border-bottom:1px solid var(--line)}
.list-check li:last-child{border-bottom:0}
.list-check li::before{content:"";position:absolute;left:2px;top:15px;width:18px;height:18px;border-radius:50%;background:var(--green-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='8' fill='none' stroke='%233e6524' stroke-width='1.9' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M1 4l2.7 2.7L9 1.3'/%3E%3C/svg%3E") center no-repeat}
.list-check--plain li{border-bottom:0;padding-block:6px}
.list-check--plain li::before{top:10px}
.sec--navy .list-check li{border-color:rgba(255,255,255,.14)}

/* definition rows: label left, value right */
.kv{margin:0;display:grid;grid-template-columns:auto 1fr;border-top:1px solid var(--line)}
.kv dt,.kv dd{margin:0;padding:14px 0;border-bottom:1px solid var(--line)}
.kv dt{font-weight:600;color:var(--ink);padding-right:28px}
.kv dd{text-align:right}

/* stat row: big numbers separated by rules */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));border-top:1px solid var(--line)}
.stat{padding:22px 24px 6px 0}
.stat+.stat{padding-left:24px;border-left:1px solid var(--line)}
.stat b{display:block;font:600 clamp(28px,3vw,42px)/1.1 var(--f-disp);color:var(--navy);letter-spacing:-.01em}
.stat span{font-size:14.5px;color:var(--muted)}
.sec--navy .stats,.sec--navy .stat+.stat{border-color:rgba(255,255,255,.18)}
.sec--navy .stat b{color:#fff}
@media (max-width:600px){.stats{grid-template-columns:1fr 1fr}.stat:nth-child(odd){padding-left:0;border-left:0}.stat{padding-right:12px}}

/* numbered steps, horizontal on desktop */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:0;counter-reset:s}
.steps li{counter-increment:s;padding:0 28px 0 0;position:relative}
.steps li::before{content:"0" counter(s);display:block;font:600 52px/1 var(--f-disp);color:var(--green);margin-bottom:14px}
.steps li+li{padding-left:28px;border-left:1px solid var(--line)}
.steps h3{margin-bottom:8px}
@media (max-width:760px){.steps li,.steps li+li{padding:20px 0;border-left:0;border-top:1px solid var(--line)}.steps li::before{font-size:40px}}
/* vertical steps */
.steps--v{grid-template-columns:1fr}
.steps--v li,.steps--v li+li{display:grid;grid-template-columns:72px 1fr;padding:22px 0;border-left:0;border-top:1px solid var(--line)}
.steps--v li::before{grid-row:span 2;margin:0}

/* cards (use sparingly) */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,2vw,28px);display:flex;flex-direction:column;gap:10px}
.card h3{margin:6px 0 0}
.card p{margin:0}
.card--tint{background:var(--tint);border-color:transparent}
.card--link{text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}
.card--link:hover{border-color:var(--navy);transform:translateY(-2px);color:inherit}
.card .link-arrow{margin-top:auto}

/* product rows: list-style alternative to a card grid */
.prod-list{border-top:1.5px solid var(--ink)}
.prod{display:grid;grid-template-columns:56px 1.2fr 1fr auto;gap:20px 32px;align-items:center;padding:26px 0;border-bottom:1px solid var(--line);text-decoration:none;color:inherit}
.prod:hover{background:var(--paper);color:inherit}
.prod h3{margin:0 0 4px}
.prod p{margin:0}
.prod .prod__fig{font:600 20px/1.2 var(--f-disp);color:var(--navy)}
.prod .prod__fig small{display:block;font:400 13px/1.4 var(--f-body);color:var(--muted)}
@media (max-width:760px){.prod{grid-template-columns:48px 1fr;padding:20px 0}.prod>:nth-child(3),.prod>:nth-child(4){grid-column:2}}

/* fee / transparency strip */
.strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r)}
.strip>div{background:#fff;padding:20px 22px}
.strip b{display:block;color:var(--ink);font-size:17px;margin-bottom:4px}
.strip span{font-size:14px;color:var(--muted)}
.strip>div:first-child{border-radius:var(--r) 0 0 var(--r)}

/* testimonials */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,3vw,48px)}
.quote{margin:0;padding-top:20px;border-top:3px solid var(--green)}
.quote blockquote{margin:0 0 16px;font-size:16.5px;color:var(--ink)}
.quote figcaption{font-size:14px;color:var(--muted)}
.quote figcaption b{color:var(--ink);font-weight:600}
@media (max-width:860px){.quotes{grid-template-columns:1fr}}

/* small-print / callout */
.note{border-left:3px solid var(--accent);background:var(--accent-l);padding:14px 18px;border-radius:0 var(--r) var(--r) 0;font-size:14.5px;color:var(--ink)}
.note>:last-child{margin-bottom:0}
.badge{display:inline-flex;align-items:center;gap:6px;padding:5px 11px;border-radius:999px;background:var(--green-l);color:var(--green-d);font:600 12.5px/1.2 var(--f-body)}
.badge--navy{background:#e4ebf6;color:var(--navy)}
.pill-row{display:flex;flex-wrap:wrap;gap:8px}

/* contact band (CTA) */
.cta-band{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px 48px}
.cta-band h2{margin:0;max-width:24ch;text-wrap:balance}

/* breadcrumb + page hero for inner pages */
.crumbs{font-size:13.5px;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}
.page-hero{padding:clamp(40px,6vw,96px) var(--gut) clamp(40px,5vw,80px);background:var(--paper);border-bottom:1px solid var(--line)}

/* ---------- EMI widget (rendered by app.js into [data-emi]) ---------- */
.emi{display:grid;grid-template-columns:1.1fr 1fr;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;background:#fff;box-shadow:var(--shadow);color:var(--body)}
.emi__in{padding:clamp(20px,2.6vw,36px);display:grid;gap:26px;align-content:start}
.emi__row{display:grid;gap:8px}
.emi__top{display:flex;justify-content:space-between;align-items:center;gap:12px}
.emi__top label{font-weight:600;color:var(--ink);font-size:15.5px}
.emi__box{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:8px;background:var(--tint);min-height:44px;padding:0 10px;width:150px}
.emi__box:focus-within{border-color:var(--navy)}
.emi__box span{color:var(--muted);font-size:14px;font-weight:600}
.emi__box input{width:100%;min-width:0;border:0;background:transparent;font:600 16px var(--f-body);color:var(--ink);text-align:right;padding:8px 4px;outline:none}
.emi__mm{display:flex;justify-content:space-between;font-size:12.5px;color:var(--muted)}
.emi__out{background:var(--tint);display:flex;flex-direction:column}
.emi__res{padding:clamp(20px,2.6vw,36px);display:grid;grid-template-columns:1fr 150px;gap:18px;align-items:center;flex:1}
.emi__res dl{margin:0}
.emi__res dl div{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:15px}
.emi__res dt{color:var(--muted)}
.emi__res dd{margin:0;font-weight:600;color:var(--ink)}
.emi__res .is-total dd{color:var(--navy);font-size:17px}
.emi__chart svg{width:150px;height:auto;overflow:visible}
.emi__legend{display:flex;flex-direction:column;gap:4px;font-size:12.5px;margin-top:8px}
.emi__legend i{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:6px;vertical-align:-1px}
.emi__strip{background:var(--navy);color:#cfd9ea;padding:20px clamp(20px,2.6vw,36px);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px}
.emi__strip b{display:block;color:#fff;font:600 clamp(28px,3vw,38px)/1.1 var(--f-disp)}
.emi__strip small{font-size:13px}
@media (max-width:900px){.emi{grid-template-columns:1fr}}
@media (max-width:420px){.emi__res{grid-template-columns:1fr}.emi__chart{display:flex;gap:16px;align-items:center}.emi__box{width:132px}}



/* ---------- home hero ---------- */
.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:clamp(28px,4vw,72px);align-items:center;padding:clamp(36px,5vw,88px) var(--gut) clamp(48px,6vw,96px);background:var(--paper)}
.hero__meta{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:22px;font-size:14.5px;color:var(--ink)}
.hero__meta span{display:inline-flex;align-items:center;gap:8px}
.hero__meta .ico{width:20px;height:20px;color:var(--green)}
@media (max-width:960px){.hero{grid-template-columns:1fr}}
.sec--navy .lead{color:#d5deec}
.sec--navy .kv,.sec--navy .kv dt,.sec--navy .kv dd{border-color:rgba(255,255,255,.18)}
.sec--navy .kv dt,.band .list-check b{color:#fff}
.band .list-check li{border-color:rgba(255,255,255,.14)}
@media (max-width:600px){.kv{grid-template-columns:1fr}.kv dt{padding-bottom:2px;border-bottom:0}.kv dd{text-align:left;padding-top:0}}
.band .eyebrow{color:var(--accent)}
.strip>div:first-child{border-radius:0}.strip{overflow:hidden}

/* =====================================================================
   Creative pass: sliders, banners, ticker, count-up, reveal
   ===================================================================== */
/* generic scroll-snap slider (app.js wires [data-slider]) */
.sl{position:relative;isolation:isolate}
.sl__track{position:relative;display:flex;gap:var(--sl-gap,20px);overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;overscroll-behavior-x:contain;scrollbar-width:none;padding-inline:var(--sl-pad,0);scroll-padding-inline:var(--sl-pad,0)}
.sl__track::-webkit-scrollbar{display:none}
.sl__track:focus-visible{outline-offset:-3px}
.sl__track>*{flex:0 0 var(--sl-w,100%);scroll-snap-align:start;min-width:0}
.sl__ctrl{display:flex;align-items:center;gap:10px;margin-top:22px}
.sl__btn{flex:none;width:48px;height:48px;border-radius:50%;border:1.5px solid var(--line);background:#fff;color:var(--navy);display:grid;place-items:center;cursor:pointer;transition:border-color .15s,background .15s}
.sl__btn:hover{border-color:var(--navy)}
.sl__btn .ico{width:20px;height:20px}
.sl__dots{display:flex;flex-wrap:wrap}
.sl__dots button{width:26px;height:44px;padding:0;border:0;background:none;cursor:pointer;display:grid;place-items:center}
.sl__dots button::before{content:"";width:8px;height:8px;border-radius:4px;background:#c3ccda;transition:width .25s,background .25s}
.sl__dots button[aria-current=true]::before{width:22px;background:var(--navy)}
.sl.is-static .sl__ctrl{display:none}
@media (prefers-reduced-motion:reduce){.sl__track{scroll-behavior:auto}}
.sec--bleed{padding-inline:0}
.sec--bleed>.sec-head,.sec--bleed .sl__ctrl{padding-inline:var(--gut)}
.sec--bleed .sl{--sl-pad:var(--gut)}

/* home hero slider */
.hs{position:relative;background:var(--navy-d)}
.hs .sl{--sl-gap:0px}
.hs-slide{position:relative;isolation:isolate;display:flex;align-items:center;min-height:clamp(560px,84vh,720px);color:#d5deec;overflow:hidden}
.hs-slide>img{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover}
.hs-slide::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(0,26,72,.93) 0%,rgba(0,26,72,.82) 38%,rgba(0,26,72,.35) 70%,rgba(0,26,72,.2) 100%)}
.hs-slide__body{padding:clamp(48px,6vw,96px) var(--gut) 120px;max-width:min(680px,calc(100% - 470px))}
.hs-slide h1,.hs-slide h2{color:#fff;margin-bottom:.4em}
.hs-slide h1 em,.hs-slide h2 em{color:var(--accent)}
.hs-slide .eyebrow{color:var(--accent)}
.hs-slide .lead{color:#d5deec}
.hs-slide .btn--ghost{color:#fff}
.hs-slide .btn--ghost:hover{background:#fff;color:var(--navy);border-color:#fff}
.hs-slide__note{display:flex;align-items:center;gap:8px;margin-top:20px;font-size:14px;color:#b9c6dc}
.hs-slide__note .ico{width:18px;height:18px;color:var(--accent)}
.hs .sl__ctrl{position:absolute;left:var(--gut);bottom:32px;margin:0;z-index:2}
.hs .sl__btn{background:transparent;border-color:rgba(255,255,255,.4);color:#fff}
.hs .sl__btn:hover{background:rgba(255,255,255,.12);border-color:#fff}
.hs .sl__dots button::before{background:rgba(255,255,255,.4)}
.hs .sl__dots button[aria-current=true]::before{background:var(--accent)}
.hs__form{position:absolute;z-index:3;top:50%;right:var(--gut);transform:translateY(-50%);width:min(420px,34vw)}
.hs__form .form{gap:12px}
@media (min-width:1101px){.hs__form{background:rgba(255,255,255,.6);-webkit-backdrop-filter:blur(14px) saturate(1.3);backdrop-filter:blur(14px) saturate(1.3);border-color:rgba(255,255,255,.55)}.hs__form .muted,.hs__form .check{color:var(--ink)}}
@media (max-width:1100px){
  .hs-slide__body{max-width:720px}
  .hs__form{position:static;transform:none;width:auto;margin:0;border-radius:0;border:0;box-shadow:none;padding:32px var(--gut) 40px;background:var(--paper)}
}
@media (max-width:760px){
  .hs-slide{align-items:flex-end;min-height:620px}
  .hs-slide::after{background:linear-gradient(180deg,rgba(0,26,72,.25) 0%,rgba(0,26,72,.7) 34%,rgba(0,26,72,.95) 62%)}
  .hs-slide__body{padding:120px var(--gut) 104px;max-width:none}
  .hs-slide .row .btn{flex:1 1 100%}
  .hs .sl__ctrl{bottom:24px}
}

/* ticker strip */
.ticker{overflow:hidden;background:var(--accent);color:var(--navy-d)}
.ticker__track{display:flex;width:max-content;animation:vw-tick 48s linear infinite}
.ticker:hover .ticker__track{animation-play-state:paused}
.ticker ul{display:flex;list-style:none;margin:0;padding:0}
.ticker li{display:flex;align-items:center;padding:13px 0;white-space:nowrap;font:600 14.5px/1.2 var(--f-body);letter-spacing:.01em}
.ticker li::after{content:"";width:6px;height:6px;margin:0 26px;background:var(--navy-d);transform:rotate(45deg);opacity:.55}
@keyframes vw-tick{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.ticker__track{animation:none}}

/* stats band beside a heading */
.facts{display:grid;grid-template-columns:minmax(220px,.8fr) 2fr;gap:24px clamp(28px,5vw,80px);align-items:end}
.facts h2{margin:0}
.facts .stat b{color:var(--navy)}
.stat b .num{font:inherit;color:inherit}
.facts .stat b small{font-size:.5em;font-weight:500;margin-left:4px;color:var(--green-d)}
@media (max-width:960px){.facts{grid-template-columns:1fr}}

/* promo banners */
.promos{display:grid;grid-template-columns:1.35fr 1fr;grid-template-rows:1fr 1fr;gap:clamp(12px,1.4vw,20px)}
.promo{position:relative;isolation:isolate;display:flex;flex-direction:column;justify-content:flex-end;gap:6px;min-height:250px;padding:clamp(20px,2.4vw,34px);border-radius:var(--r-lg);overflow:hidden;color:#d5deec;text-decoration:none}
.promos>.promo:first-child{grid-row:span 2;min-height:520px}
.promo img{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.promo::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(0deg,rgba(0,26,72,.94) 0%,rgba(0,26,72,.62) 48%,rgba(0,26,72,.08) 100%)}
.promo:hover{color:#d5deec}
.promo:hover img{transform:scale(1.04)}
.promo__tag{margin-bottom:auto;align-self:flex-start;padding:6px 10px;border-radius:4px;background:var(--accent);color:var(--navy-d);font:600 12.5px/1.2 var(--f-body);letter-spacing:.04em;text-transform:uppercase}
.promo h3{color:#fff;margin:0;font-size:clamp(20px,1.9vw,27px);max-width:20ch}
.promos>.promo:first-child h3{font-size:clamp(24px,2.6vw,36px)}
.promo p{margin:0;max-width:42ch;font-size:15px}
.promo .link-arrow{color:#fff;min-height:40px}
.promos--row{grid-template-columns:repeat(3,1fr);grid-template-rows:auto}
.promos--row>.promo:first-child{grid-row:auto;min-height:300px}
.promos--row .promo{min-height:300px}
@media (max-width:860px){
  .promos,.promos--row{grid-template-columns:1fr;grid-template-rows:auto}
  .promos>.promo:first-child{grid-row:auto;min-height:380px}
  .promo,.promos--row .promo{min-height:260px}
}

/* image link cards (.use) */
.use{position:relative;isolation:isolate;display:flex;flex-direction:column;justify-content:flex-end;aspect-ratio:4/5;padding:20px;border-radius:var(--r-lg);overflow:hidden;color:#cfd9ea;text-decoration:none}
.use img{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.use::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(0deg,rgba(0,26,72,.92) 0%,rgba(0,26,72,.45) 45%,rgba(0,26,72,0) 75%)}
.use:hover{color:#cfd9ea}
.use:hover img{transform:scale(1.05)}
.use h3{color:#fff;margin:0 0 4px}
.use p{margin:0;font-size:14.5px;line-height:1.45}
.use__fig{margin-top:10px;font:600 13px/1.3 var(--f-body);color:var(--accent)}
.uses{--sl-w:clamp(240px,23vw,320px)}

/* testimonial cards */
.tcards{--sl-w:clamp(280px,38vw,470px)}
.tcard{margin:0;display:flex;flex-direction:column;gap:14px;padding:clamp(20px,2vw,28px);background:#fff;border:1px solid var(--line);border-radius:var(--r-lg)}
.sec--paper .tcard,.sec--tint .tcard{border-color:transparent;box-shadow:var(--shadow)}
.tcard blockquote{margin:0;color:var(--ink);font-size:16px;line-height:1.6}
.tcard figcaption{display:flex;gap:12px;align-items:center;margin-top:auto;padding-top:16px;border-top:1px solid var(--line);font-size:14px;color:var(--muted)}
.tcard figcaption b{display:block;color:var(--ink);font-size:15.5px}
.tcard__av{flex:none;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font:600 17px/1 var(--f-disp)}
.tcard:nth-child(3n+2) .tcard__av{background:var(--green)}
.tcard:nth-child(3n) .tcard__av{background:var(--accent);color:var(--navy-d)}
.stars{display:flex;gap:3px;color:var(--accent)}
.stars svg{width:18px;height:18px;fill:currentColor;stroke:currentColor;stroke-width:1.2;stroke-linejoin:round}
.stars .off{fill:none;color:#b9c3d3}

/* deal-done photo band */
.deal{position:relative;isolation:isolate;display:flex;align-items:flex-end;min-height:clamp(380px,46vw,580px);padding:clamp(36px,5vw,80px) var(--gut);color:#d5deec;overflow:hidden}
.deal>img{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover;object-position:center 40%}
.deal::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(0,26,72,.9) 0%,rgba(0,26,72,.6) 45%,rgba(0,26,72,.05) 80%)}
.deal__body{max-width:580px}
.deal h2{color:#fff}
.deal p,.use p{color:#d5deec}
.deal .eyebrow{color:var(--accent)}
@media (max-width:760px){.deal::after{background:linear-gradient(0deg,rgba(0,26,72,.94) 0%,rgba(0,26,72,.7) 55%,rgba(0,26,72,.15) 100%)}.deal{min-height:520px}}


/* photo banner heroes (product + inner pages) */
.hero--photo,.page-hero--banner{position:relative;isolation:isolate;background-color:var(--navy-d);background-size:cover;background-position:center;background-repeat:no-repeat;color:#d5deec;border-bottom:0}
.hero--photo::after,.page-hero--banner::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(0,26,72,.94) 0%,rgba(0,26,72,.84) 45%,rgba(0,26,72,.5) 100%)}
.hero--photo h1,.page-hero--banner h1{color:#fff}
.hero--photo h1 em,.page-hero--banner h1 em{color:var(--accent)}
.hero--photo .eyebrow,.page-hero--banner .eyebrow{color:var(--accent)}
.hero--photo .lead,.page-hero--banner .lead,.page-hero--banner p{color:#d5deec}
.hero--photo .crumbs,.hero--photo .crumbs a,.page-hero--banner .crumbs,.page-hero--banner .crumbs a,.hero--photo>div>.fine{color:#a9b7cf}
.hero--photo .btn--ghost,.page-hero--banner .btn--ghost{color:#fff}
.hero--photo .btn--ghost:hover,.page-hero--banner .btn--ghost:hover{background:#fff;color:var(--navy);border-color:#fff}
.page-hero--banner{display:flex;flex-direction:column;justify-content:flex-end;min-height:clamp(320px,34vw,440px)}
.page-hero--banner .lead{max-width:62ch}
@media (max-width:960px){
  .hero--photo::after,.page-hero--banner::after{background:linear-gradient(180deg,rgba(0,26,72,.7) 0%,rgba(0,26,72,.9) 40%,rgba(0,26,72,.96) 100%)}
}

/* scroll reveal (app.js adds .rv only when motion is allowed) */
.rv{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.rv.in{opacity:1;transform:none}

/* ============ Wealth home (FOUNDATION) ============ */
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px}
.skip:focus{left:12px}
.svc{display:grid;grid-template-columns:1.25fr 1fr 1fr;grid-auto-rows:minmax(190px,auto);gap:0;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;background:#fff}
.svc a{color:inherit;text-decoration:none}
.svc__big{grid-row:span 4;position:relative;isolation:isolate;display:flex;align-items:flex-end;min-height:480px;color:#d5deec}
.svc__big img{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover}
.svc__big::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(0,26,72,.05) 20%,rgba(0,26,72,.9) 75%)}
.svc__body{display:block;padding:clamp(22px,2.6vw,36px)}
.svc__big h3{color:#fff;font-size:clamp(24px,2.4vw,32px);margin:10px 0 6px}
.svc__big p{color:#d5deec;margin:0 0 14px;max-width:44ch}
.svc__big .link-arrow{color:#fff}
.svc__i{display:flex;flex-direction:column;gap:8px;padding:clamp(20px,2.2vw,30px);border-left:1px solid var(--line);border-bottom:1px solid var(--line);transition:background .15s}
.svc__i:hover{background:var(--tint)}
.svc__i h3{margin:6px 0 0}
.svc__i p{margin:0;font-size:15px;color:var(--muted)}
.svc__wide{grid-column:2 / span 2;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 24px;padding:22px clamp(20px,2.2vw,30px);background:var(--navy);color:#cfd9ea!important;border-left:1px solid var(--line)}
.svc__wide b{display:block;color:#fff;font:600 19px/1.3 var(--f-disp)}
.svc__wide .link-arrow{color:#fff}
@media (max-width:960px){.svc{grid-template-columns:1fr 1fr}.svc__big{grid-column:span 2;grid-row:auto;min-height:380px}.svc__i:nth-child(even){border-left:0}.svc__wide{grid-column:span 2;border-left:0}}
@media (max-width:560px){.svc{grid-template-columns:1fr}.svc__big,.svc__wide{grid-column:auto}.svc__i{border-left:0}}
.post{padding:0;overflow:hidden;gap:8px}
.post .photo{border-radius:0}
.post>:not(.photo){margin-inline:clamp(18px,2vw,24px)}
.post .badge{align-self:flex-start;margin-top:10px}
.post .link-arrow{margin-bottom:22px}
.sipm .emi__res{grid-template-columns:1fr}
.post .photo{display:block}
.nf-grid{grid-template-columns:repeat(3,1fr)}.nf-grid .svc__i:nth-child(3n+1){border-left:0}
@media (max-width:760px){.nf-grid{grid-template-columns:1fr}.nf-grid .svc__i{border-left:0}}
.split>*,.grid>*{min-width:0}

figure{margin:0}
a.badge{min-height:36px;padding:8px 14px;font-size:14px;text-decoration:none}
a.badge:hover{background:var(--green-d);color:#fff}
.sec--navy form .fine,.sec--navy .card .fine,.sec--navy [class*="form"] .fine{color:var(--muted,#5b6577)}
.band p a:not(.btn),.band li a:not(.btn){color:#fff;text-decoration:underline}
.ico--wa{fill:currentColor;stroke:none}.mbar-wa .ico--wa{color:#25D366}

/* ---------- r4 header: full width at the top, floating rounded glass bar once scrolled (ref: animated sticky header) ---------- */
.site-header .wrap{position:relative;isolation:isolate;transition:margin .35s cubic-bezier(.2,.8,.2,1),padding .35s cubic-bezier(.2,.8,.2,1),height .35s cubic-bezier(.2,.8,.2,1)}
.site-header .wrap::before{content:"";position:absolute;inset:0;z-index:-1;border-radius:999px;border:1px solid transparent;transition:background-color .35s,box-shadow .35s,border-color .35s}
.site-header.is-scrolled{background:transparent;border-bottom-color:transparent;box-shadow:none}
.site-header.is-scrolled .wrap{height:calc(var(--hdr) - 16px);margin:8px clamp(8px,1.6vw,24px);padding:0 10px 0 clamp(14px,1.8vw,26px)}
/* glass on a pseudo element: backdrop-filter on .wrap itself would trap the fixed mobile drawer */
.site-header.is-scrolled .wrap::before{background:rgba(255,255,255,.55);-webkit-backdrop-filter:blur(14px) saturate(1.4);backdrop-filter:blur(14px) saturate(1.4);border-color:rgba(16,48,96,.12);box-shadow:0 10px 30px rgba(16,48,96,.16)}
.is-scrolled .logo img{height:54px}
.nav a.nav__cta,.nav a.nav__login{border-radius:999px}
@media (min-width:1201px){
  .nav>a:not(.nav__cta),.nav__drop>button{position:relative}
  .nav a[aria-current=page],.nav__drop:has([aria-current=page])>button{box-shadow:none}
  .nav>a:not(.nav__cta)::before,.nav__drop>button::before{content:"";position:absolute;left:var(--ulx,12px);right:var(--ulx,12px);bottom:5px;height:2px;border-radius:2px;background:var(--green);transform:scaleX(0);transform-origin:left;transition:transform .3s cubic-bezier(.2,.8,.2,1)}
  .nav>a:not(.nav__cta):hover::before,.nav>a[aria-current=page]::before,.nav__drop:hover>button::before,.nav__drop.open>button::before,.nav__drop:has([aria-current=page])>button::before{transform:scaleX(1)}
  .nav__menu{border-radius:16px;top:calc(100% + 6px)}
  .nav__menu::before{content:"";position:absolute;left:0;right:0;top:-8px;height:8px}
}
@media (min-width:1201px) and (max-width:1479px){.nav{--ulx:8px}.is-scrolled .logo img{height:52px}}
@media (max-width:1200px){
  .is-scrolled .logo img{height:52px}
  .site-header.is-scrolled .wrap{padding:0 6px 0 16px}
  .nav-toggle{border-radius:999px}
  .is-scrolled .nav-toggle{width:44px;height:44px}
  .nav-open .site-header.is-scrolled .wrap{height:var(--hdr);margin:0;padding:0 var(--gut)}
  .nav-open .site-header.is-scrolled .wrap::before{border-radius:0;background:#fff;box-shadow:none;border-color:transparent;-webkit-backdrop-filter:none;backdrop-filter:none}
}
@media (prefers-reduced-motion:reduce){.site-header .wrap,.site-header .wrap::before{transition:none}}
/* footer social row + contact address card */
.social{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.site-footer .social a{width:44px;height:44px;display:grid;place-items:center;border-radius:50%;border:1px solid rgba(255,255,255,.22);color:#dbe3f0;transition:background-color .2s,color .2s,border-color .2s}
.site-footer .social a:hover{background:var(--accent);border-color:var(--accent);color:var(--navy-d);text-decoration:none}
.social svg{width:19px;height:19px}
.ct-ch--addr{grid-column:1/-1;border-left:0;border-top:1px solid var(--line)}
/* r4 mobile hardening: toggle never shrinks off the bar; hero copy always wraps inside the slide */
.nav-toggle{flex:none}
.hs-slide__body{min-width:0;overflow-wrap:break-word}