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- Large cap
- Flexi cap
- Mid cap
- Small cap
- ELSS tax saver
- Index funds
- Hybrid
- Debt
- Liquid
- Term insurance
- Health insurance
How we work
Small numbers we can stand behind
Process facts, not sales claims.
What we look after for you
Investments, cover and the plan that ties them together. Each page explains how it works, what it costs and what to watch out for.
InvestMutual funds
Equity, hybrid, debt and index categories, chosen for the goal and the years you have, not for last year's top performer.
See fund categoriesSIP
Monthly investing from ₹500, plus step-up and lump sum explained.
Tax saving ELSS
Section 80C with the shortest lock-in among the usual options, 3 years.
Insurance
Term, health and motor, compared on claim record and fine print.
Financial planning
Your goals, your risk profile and one written plan to follow.
Retirement
The corpus you need and the monthly income it can give you.
Child education
Education and marriage goals, priced at what they will cost then.
NewLoan Against Securities
Need funds for a short while? Pledge your mutual fund units or shares and keep your investments running, instead of selling them.
How it works 15 free calculators SIP, step-up SIP, goal, retirement, FD, PPF, NPS, SWP, life cover, inflation and moreOpen calculatorsMore services
Every fund type and cover, explained on its own page
Categories only, never a named scheme.
Free reviewBought funds over the years and lost track?
Send your statement. We reply with what overlaps, what costs too much and what to do next.
Get my free review
Term planCover first, investing second
Quotes from partner insurers, compared on claim record.
Get a quote
Tax savingDo not leave 80C to March
A monthly ELSS SIP spreads the amount across the year.
How ELSS worksHow we pick funds for you
No star ratings, no "top 10" lists. Four plain steps, and you see the reasoning for every choice before you invest a rupee.
Goal and timeline
What the money is for and when you need it. Money needed in 2 years and money needed in 15 years go to different places.
First call, about 30 minutes
Risk you can sit through
A short questionnaire on how you would react if your fund fell 20% in a bad year. Your answer sets the equity and debt mix.
10 questions, no right answers
Category, then fund
We fix the category first, then compare funds inside it on consistency over full market cycles, costs and how the portfolio is built.
Shortlist shared on WhatsApp
Review and rebalance
We sit with you at least twice a year. A fund that drifts from its job or keeps lagging its category gets replaced.
Reminder sent before every review
What could ₹5,000 a month become?
Move the sliders to see how amount, time and the assumed rate change the result. For step-up SIP, retirement, education and other goals, use the full calculators page.
The rate is an assumed rate for illustration, not a return any fund promises. Actual returns go up and down every year and can be negative over short periods.
Plain language
Which category, for which goal
A rough guide we use on the first call. Your own mix depends on your risk profile and the other money you hold.
More on each category| Category | What it mostly holds | Suits money needed in | Ups and downs |
|---|---|---|---|
| Liquid and debt | Short-term bonds, treasury bills | Under 3 years | Low |
| Hybrid | A mix of shares and bonds | 3 to 5 years | Moderate |
| Large cap and index | The biggest listed companies | 5 years or more | Moderate to high |
| Flexi cap | Companies of any size, manager decides | 5 to 7 years or more | High |
| Mid and small cap | Smaller, faster-moving companies | 7 to 10 years or more | Very high |
| ELSS | Mostly shares, 3-year lock-in, 80C benefit | 3 years minimum | High |
Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in future.
Why families stay with us
One person who knows your money
- A dedicated person. The same expert from the first call to every review, with a direct number you can call.
- Face to face, when you want it. Sit across the table and go through the plan, or do it all on a video call.
- Regular review. At least twice a year, plus a call when markets fall sharply and people start to panic.
- No jargon. If we cannot explain why a fund is in your plan in two sentences, it does not go in.
A few words from clients
Shared with permission. First names only.
I had six funds and thought I was diversified. The review showed four of them held mostly the same companies. We cut it down to three and I finally understand what each one is for.
Started at ₹2,000 a month in my first job. They set a 10% step-up every April so I do not have to remember. Small, but it is running.
They told me to buy a term plan before increasing my SIP. I did not like hearing it, but it was the right order.
When the market fell, I wanted to stop everything. My advisor called before I could, walked me through the numbers and I stayed put.
We have two goals, our daughter's college and our own retirement. Now there is a written plan for both with a monthly figure next to each.
Worth a read
All articles
InvestingSIP or lump sum: which one, and when
Why the answer depends on where the money is sitting today, not on where the market is.
ReadInsuranceHow much term cover is enough?
A simple way to arrive at a figure, and the riders most people do not need.
Read
TaxELSS in plain words
The 3-year lock-in, how each SIP instalment is locked separately, and who should skip it.
ReadQuestions people ask first
Something else on your mind? Ask on WhatsApp or read the full list.
All FAQsDo you charge a fee for advice?
No fee from you for mutual fund investments. As a mutual fund distributor we invest through regular plans and receive a commission from the fund house, which is part of the fund's expense ratio. We tell you this upfront.
What is the smallest amount I can start with?
₹500 a month in most categories. Starting small and raising the SIP every year when your salary goes up works better than waiting to start big.
Can you promise a return?
No one honestly can. Equity funds go up and down, sometimes sharply. We show figures at an assumed rate for illustration and explain the range of outcomes, so nothing comes as a surprise.
Where does my money go? Do you hold it?
Never. Your money goes straight from your bank account to the fund house, in your name. Units are held in your name and you get statements directly.
I already have funds. Can you still help?
Yes. Send your consolidated statement for a free portfolio review. We tell you what to keep and what to stop, even if you decide not to invest through us.
Do I need to meet you in person?
Only if you want to. Many clients do everything on WhatsApp and a call. Others prefer to sit across the table once a year, and we are happy to do that.
Talk to an expert
One person who knows your money, from the first call to every review. Tell us what you need and we call you back in working hours.
- Call us+91 98294 73733
- WhatsApp+91 97841 69000, Monday to Saturday, 10 am to 7 pm
- Emailinfo@visionwealth.co.in
Request a call back
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AMFI-registered Mutual Fund Distributor. ARN: [to be added]. Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in future.