SIP & Mutual funds
Seven mutual fund myths we hear every week
Low NAV, last year's winner, SIP as a safe product: seven common beliefs and what is actually true.
5 October 2026 · 6 min read
Vision Wealth Journal
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Planning
What it takes to retire at 50: the rough numbers
The corpus a family spending ₹60,000 a month today would need, the monthly SIP it takes, and the costs people forget.
5 October 2026 · 6 min read
Planning
Asset allocation by age: a simple starting point
How to split money between equity, debt and gold at each age, with a worked rebalancing example in rupees.
4 October 2026 · 6 min read
SIP & Mutual funds
Should you stop your SIP when markets fall?
A worked example of stopping versus continuing, when a pause does make sense and what to do instead.
4 October 2026 · 6 min read
Tax
How debt funds are taxed now, and what changed in 2023
Old versus new units, a worked example at three slab rates, and how it compares with an FD.
3 October 2026 · 6 min read
Planning
NPS or PPF for retirement: which one should carry your savings?
Returns, lock-in and tax rules compared, with a worked ₹1,50,000 a year example.
3 October 2026 · 6 min read
Insurance
Health insurance basics most families get wrong
Room rent caps, co-pay, waiting periods, office cover and super top-ups, with a worked claim example.
2 October 2026 · 6 min read
Planning
How big should your emergency fund be?
Size it from your essential monthly spend, pick the months for your situation, and know where to keep it.
2 October 2026 · 6 min read
SIP & Mutual funds
Index funds or active funds: how to choose a mix
What costs do to returns over 15 years, and a simple core and satellite way to split your SIP.
1 October 2026 · 6 min read
SIP & Mutual funds
What a SIP actually is, and how rupee cost averaging works
How the monthly debit buys units, with a six-month worked example of rupee cost averaging.
1 October 2026 · 6 min read
SIP & Mutual funds
SIP or lumpsum: which suits you?
A plain comparison of SIP and lumpsum investing in mutual funds, with small worked examples and a simple way to decide for your own income.
2 October 2026 · 5 min read
Insurance
How much term insurance cover do you need?
A simple way to work out term insurance cover for your family, with a worked example, what to check in the policy, and the mistakes people make.
28 September 2026 · 5 min read
Tax
ELSS and Section 80C: how tax saving with mutual funds works
What an ELSS fund is, how the Section 80C limit works, the 3-year lock-in, and a worked example of the tax you could save, with the risks stated plainly.
21 September 2026 · 5 min read
Planning
Goal planning in 4 steps: from a number to a monthly amount
Pick the goal, put a price and a date on it, match the money to the date, then automate it. Start with the planning page.
14 September 2026 · 3 min read
Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in future.
After reading, they asked us
What readers say
I kept waiting for the right month to invest. The article on SIP versus lumpsum made me start the same week, and the monthly amount did not pinch.
They asked about our monthly bills and my daughter's age before naming a cover amount. I had been about to buy half of what the family would need.
They checked my EPF and premiums first, then told me how much 80C room was left. Saved me from over-investing for tax.
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